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Ask Louise – Domestic Staff Insurance

I just hired a nanny and the employment contract from immigration states that in the event of death, we would be responsible for repatriating her remains and personal belongings. Is there an insurance plan that covers that? I checked with RSA, they offer domestic staff insurance with home content but they don’t cover such a sad scenario, god forbid. Are you aware of other companies or insurance products? What have others done in these situations?

AXA Insurance cover provide insurance under the household contents insurance they will pay ‘the sum(s) shown below in the event that a domestic helper employed by you and named in the Schedule sustains accidental Bodily Injury during the Period of Insurance
1. Death or Permanent Total Disablement : AED 30,000
2. Medical Expenses: AED 10,000
3. Repatriation Expenses: AED 5,000
Necessarily and reasonably incurred for funeral expenses and/or in transporting the insured person back to his/her normal country of residence in the event of his/her death or permanent total disablement following an accidental bodily injury’

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